Competitive pricing & rate sheets
7-day turnaround times
Dedicated account executives
Transparent conditions
We worked with every top Non-QM lender in the country. Each one had strengths — but each also came with frustrating variations that killed efficiency:
•
One lender would do STRs but not if the property was rural.
•
Another had the best pricing, but wouldn't allow new appraised value cash-out in the first month.
•
Others allowed cash-out, but not if the property was vacant.
After documenting every pain point and nuance, we realized: we can't be the only ones struggling with this.
So we built our own guidelines — pulling the best from each lender and cutting out the roadblocks. We created a division to become the lender who could do it all.
Then we decided to niche down and become the best at helping Business Owners & Real Estate Investors grow their portfolios.
Now, we're opening that up to broker partners — so you don't have to fight the same battles we did.
Let us help you grow your niche!We understand your challenges because we've lived them. Every frustration, every roadblock, every wasted submission — we've been there. That's why we built a solution that actually works for originators like you.
You submit a loan, only to discover a nuance kills the deal.
You scramble, repackage, and resubmit — burning efficiency and client trust.
You go to the desk for certainty, but get vague answers instead.
Covers all the Non-QM loan nuances.
Stop burning efficiency by reworking files twice.
Appraisers who actually understand investor loans and unique property types.
Use our Hybrid Business Purpose Loan to save the deal.
We know what it's like to be you. Speed matters. Communication matters. Having a wholesale lender who gets originating and is a true partner on your team matters.
Includes all the guideline nuances like STR, vacant, rural, etc. No more getting caught off guard down the road.
We don't just put out great rates and deliver speed — we help you grow your niche. From deal structure to processor assist, we'll help you win more clients.
⚠️ Latest Update: All guidelines have been updated effective July 1st, 2025. Please review the new requirements carefully.
Alternative documentation first lien guidelines for non-qualified mortgage products.
Investment property financing based on debt service coverage ratio analysis.
Second lien mortgage guidelines for closed-end home equity loans.
Essential resources and tools for mortgage brokers and partners
Essential forms required for loan application submission and processing
Common forms and documents used throughout the mortgage process
Aggressive rate sheets and flexible products designed for broker success.
As fast as 7-day turnarounds with proactive underwriting.
Account executives and scenario desk to help win more deals.
Intuitive pipeline management and transparent conditions.
